pension saving plan

基本解釋

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱養(yǎng)老保障體系；普惠制養(yǎng)老金；基本養(yǎng)老金；職業(yè)年金；個人養(yǎng)老儲蓄計劃；
And the reason why they're saving so much money is because there's not a pension plan or a legitimate health care system.
中國人之所以愛存錢，是因為還沒有健全的養(yǎng)老制度和醫(yī)療保險制度。所以，人們都把錢存起來，為了應(yīng)對將來不時之需。
If employers tell their new employees that a pension saving plan is available, and even promise to match employees' contributions, a significant fraction of employees still will not participate.
如果雇主告訴他們的雇員說現(xiàn)在有一項養(yǎng)老金儲蓄計劃，甚至保證也交納和雇員同樣多的錢，很大一部分雇員依舊不會參加。